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Learn
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Borrow
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Rates |
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30-Year Conventional Mortgage Rate (MORTG). This site
will give you a good idea of what rate you will be able to
get on a 30-year fixed, conventional loan if you have good
credit (740+). Thanks to the folks at the Federal Reserve
Bank of St. Louis. This is one of my favorite sites for
economic data. |
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Federal Reserve Rates (H.15) - Most current, raw data.
Updated daily. Pay special attention to the "Bank prime
loan" rate, the "Conventional mortgages" rate and if you
have an ARM, the "Treasury constant maturities", one year,
weekly average. |
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Forcasts of Future Rates - Want a best guess at what the
rates will be in the future? Check out this site. |
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Zillow Mortgage Rate Estimator - Based on actual quotes
being giving to other customers in real time. Also, they
have a tool that will email you when rates hit a certain
level. |
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Consumer Price Index for All Urban Consumers (CPI-U) |
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Inflation Calculator (using the CPI) |
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Key Money Rates including the LIBOR (WSJ) |
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Buy
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Verify
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Investment Ideas
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Savings Bonds |
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I-Bonds (Inflation protected US government savings
Bonds) are a great option for individual investors who want
to preserve capital. There is a one-year minimum time-frame
and they have two interest components. There are also some
limits as to how much you can purchase each year. You can learn all
about them at the link above. I-Bond rates are adjusted
every six months and are calculated using the following
formula: [Fixed rate + (2 x Semiannual inflation rate) +
(Fixed rate x Semiannual inflation rate)]. |
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Open an Account
with Treasury Direct |
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Research
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